Terms of Service

Introduction

These Terms of Service govern your use of the Fintessacfo website and the advisory and accounting services we provide. By accessing this website or engaging our services, you confirm that you have read, understood, and agree to these terms.

Fintessacfo reserves the right to update these terms periodically. Continued use of the website following any update constitutes acceptance of the revised terms.

Scope of service

Fintessacfo provides management accounting, fractional CFO advisory, and financial planning services to owner-managed businesses. Our services are delivered remotely and tailored to each client based on an agreed scope.

• Services commence upon written agreement of scope and are delivered as described in that agreement.
• The website itself is informational. Content on the site does not constitute financial, legal, or investment advice.
• Fintessacfo operates as an independent advisory service and is not a registered investment adviser, broker-dealer, or accountancy firm in all jurisdictions.

Acceptable use

When using this website, you agree to the following:

• You will not attempt to disrupt or interfere with the website's operation or security.
• You will not use automated tools to scrape, copy, or reproduce content without permission.
• You will not submit false or misleading information through the contact form.
• You will use the site only for lawful purposes and in accordance with these terms.

Access and availability

• We aim to keep the website accessible but do not guarantee uninterrupted availability. Scheduled maintenance or technical issues may cause temporary downtime.
• Fintessacfo may modify, suspend, or discontinue any part of the website or its service offering without prior notice.
• Service delivery timelines are governed by individual client agreements, not by this general terms document.

Intellectual property

• All website content — text, design, structure, and branding — is the property of Fintessacfo and may not be reproduced without written consent.
• Work product delivered to clients as part of an engagement remains subject to the terms of the relevant service agreement.
• You may share or link to pages on this website for informational purposes without modification.

Disclaimer and limitation of liability

The content on this website is provided in good faith for general information. It does not constitute professional financial, legal, or tax advice specific to your circumstances.

• Fintessacfo shall not be liable for any losses arising from reliance on information published on this website.
• Liability for services delivered under a client agreement is governed by that agreement and applicable law.
• We are not responsible for the content of external websites linked from this site.

Governing law

These terms shall be governed by and construed in accordance with applicable law. Any disputes arising in connection with these terms or your use of this website will be subject to the jurisdiction of the relevant courts. If any provision of these terms is found to be invalid or unenforceable, the remaining provisions continue in full effect.